Auto Insurance Tips for New Drivers

At Castillo & Associates Insurance, we have helped many first-time drivers insure their car at fair rates. So if you live in Tucson, AZ and your teen is getting ready to drive their first vehicle, make sure that you follow these simple hacks to ensure that your teen doesn’t pay too much for coverage.

Invest in Accident Forgiveness

Buying a policy with “accident forgiveness” is a great choice for a first-time driver because they are most likely to experience an accident during this time. Accident forgiveness will prevent their rates from rising if they cause a crash. Accidents after that, though, may affect rates.

Don’t Forget Defensive Driving Classes

Teens who are worried about high rates can enroll in a defensive driving class. These courses are designed to teach a teen how to drive safely. Just as importantly, these classes show insurance companies that a driver is safe and ensures the company that your teen is safe.

Keep the Teen on Your Policy

First-time drivers may want to stay on their parents’ insurance for awhile to avoid serious cost issues. This benefit is huge because you can bundle the teen’s insurance with yours when they get old enough to improve your family’s auto insurance rates even more.

Work to Improve Their Grades

Though it might not be something you don’t hear about a lot, good student discounts are available for many teen drivers. The idea is that students with great grades are better drivers because they are more responsible. These rate improvements typically occur if a student has a 3.0 GPA or higher.

Help Your Teen Get Great Insurance

Driving in Tucson, AZ doesn’t have to be excessively expensive for your first-time teen driver. Instead, you can contact us at Castillo & Associates Insurance to learn more about these simple insurance hacks and other ways to keep down your car insurance.