5 Mistakes Car Owners Make When Purchasing Auto Insurance

Selecting the right auto insurance coverage can be a challenge, especially for new drivers. Working with a competent insurance agent from Castillo & Associates Insurance in Tucson, AZ can help you avoid costly mistakes in your coverage. Here are some common mistakes car owners make when looking for an auto insurance policy.

Choosing a Policy on the Run

It doesn’t pay to be in a hurry when shopping for auto insurance. If you go too fast, you could choose the wrong coverage or select a policy that costs more than necessary. By taking the time to shop around, you’re more likely to find the coverage you need at an affordable price. 

Getting Insufficient Coverage

Your auto insurance should provide the protection you need to repair your vehicle and cover liability costs for accidents you cause. Insufficient coverage could result in your paying hundreds or thousands of dollars out-of-pocket in the event of an accident.  

Overpaying for your Coverage

Some car insurance policies include "extras" that sound good, but may not be as useful as you think. Make sure you read your policy carefully to ensure you’re getting essential coverage at a reasonable cost.

Not Checking Reviews on Your Insurer

Insurance companies vary in the quality of the services they provide. Before purchasing a policy, take time to check the reviews of companies you’re interested in to ensure they’re trustworthy, especially when it comes to fulfilling insurance claims.    

Getting the Minimum Coverage Required by Law

Most states require that drivers have minimum liability coverage.  Minimum liability coverage, however, may not be enough to cover medical or property damage costs of serious accidents you cause. This puts you at risk of being sued for damages.

For help in choosing the auto insurance coverage that provides the personalized protection you need, contact Castillo & Associates Insurance in Tucson, AZ.