Does Your Auto Insurance Cover Flood or Water Damage?

The agents at Castillo & Associates Insurance provide all types of auto insurance to the residents of Tucson, AZ. They are capable of evaluating your existing policy and providing you with the type of auto insurance you need to prevent significant financial loss if your car is damaged or destroyed. Their policies can be written to cover several types of damage. This includes flood or water damage. 

Types of Water/Flood Damage

Water damage can occur in several ways. While most places in Arizona are not prone to flooding, there are other types of damage that can ruin your motor and the interior of your car. Storm damage can damage windows allowing rain to soak the interior of your car. Driving through large areas of standing water can also damage your motor. It’s important to be adequately prepared for water damage of any kind. 

Are You Covered?

The type of auto insurance you have will determine if you are covered by water damage. In most cases, water damage is only covered by a comprehensive coverage insurance policy that protects you against all kinds of damage. Collision insurance only protects against damaged caused by an accident. PL/PD only covers damages and injuries caused to the other driver and their passenger.

Residents of Tucson, AZ are encouraged to call Castillo & Associates Insurance to review their current auto insurance policy. A review of your policy will ensure that you are sufficiently covered against all types of damage. Call the office today to speak to a licensed insurance agent and schedule an appointment to have your policy reviewed and updated.